1 in 5 Homeowners With a Mortgage Could Save Money By Refinancing–But Few Are Taking the Plunge
The share of homeowners who are “in the money” for a refinance has hit its highest level in over four years as mortgage rates dip
Yingqi is a Senior Economist at Redfin. He studies housing market trends and explains what’s driving them for a broad audience. He previously led research on responsible AI at Freddie Mac, and also worked at Meta and the JPMorgan Chase Institute. Yingqi holds a Ph.D. in economics from Georgetown University, and his research is published in the American Economic Journal: Microeconomics and the Journal of Real Estate Finance and Economics.
The share of homeowners who are “in the money” for a refinance has hit its highest level in over four years as mortgage rates dip
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The share of homeowners who are “in the money” for a refinance has hit its highest level in over four years as mortgage rates dip
Florida dominates the list of most common migration destinations. Boise and Spokane are also popular. But movement into Florida has slowed significantly since the pandemic
The share of Redfin users clicking into the climate-risk section of home listings nearly doubled after the 2025 Los Angeles wildfires started burning. The same
An analysis of domestic migration data shows high-flood-risk counties lost nearly 30,000 more residents than they gained last year, driven largely by outflows from Miami
The median home-sale price in Santa Barbara, the most expensive college town in the U.S., is almost $2 million. When it comes to housing, the
Places anchored by major universities and colleges have their own unique communities and housing needs. Here’s a look at key housing-market stats for U.S. college